Author: Crystal
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The Millennial Treat Culture
The bane of treat culture. We’ve all been there. We had a bad day and went for a little pick-me-up after work. Be it alcohol, dessert, a sugar laden coffee, or retail therapy. Did we actually need it? Probably not, but you know what? “I deserve it and am going to treat myself.” A Millennial…
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June 2023 Net Worth
June 2023 net worth, by some miracle (dividends, cold hard cash, and market increases) we made it back to 100k. Technically still below out net worth prior to selling the house but the first 100k is ALWAYS the hardest. Now that we hit this milestone without it being tied up in less liquid holdings (physical…
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Costs of Infertility
10 years ago we decided on our future children’s names and then we waited. Planning, saving, paying our way through university, “doing the right thing” and waiting until we were financially able to have our mini-us. Well, infertility is a B*TCH. 18 months ago we discussed our financial status and 5 year plan. 16 months…
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May 2023 – 1099 Income KDP + Kindle Vella
May saw a significant decrease in income due to not having published anything since around March. This is because I was in the middle of moving cross country and did not have time to do much editing. However one of my stories has about 13 chapters pending editing that I’m working my way through. To…
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May 2023 – 1099 Dividend income
In may, our level of dividend investment dwindled as we suffered a minor income set-back which you can read more about in my post covering predatory employers and had to adjust our budget to protect our net worth. However we’ve still managed to grow this investment/income category! This time April 2022 we were earning maybe…