Author: Crystal
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Emergency Savings: Why You Can’t Afford NOT to Have One
In the US, all it takes is one accident to completely wipe out one’s savings. Where insurance is not what it promises to be and medical bills can range into the millions, how does one protect themselves from financial ruin? The answer is often over complicated by those unwilling to do what it takes to…
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How to Write Checks (Cheques)
How to write checks (cheques) is now a lost but necessary skill to be successful in adulthood. Checks may be considered a relic from the past in today’s digital age, but they hold a significant place in modern society. Although the use of cash has dwindled, there are specific situations where relying on a checkbook…
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July 2023 Net Worth
Our July 2023 net worth growth benefited greatly from the market upturn. Signalling the end of a 20 month bull market. The stock market cycle is back to what it appeared to be before 2022 and with it our optimism for the growth of our portfolio. We managed to pick up 65k of REITs for…
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How to Save Money & Achieve Early Financial Independence
Living below one’s means is an essential component of achieving financial success and leaving the rat race behind. It means making conscious choices about how you spend your money and prioritizing your financial goals over immediate gratification. Learning how to save money is an important step to a financially healthy life. In this article, we…
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How the 5 Love Languages Impact Personal Finance
We all have different ways of showing and receiving love. Some prefer words of affirmation, while others prefer acts of service. There are five main love languages, and most millennials know theirs from various online tests but have you ever wondered how our love languages influence our financial decisions? Who would have thought that our…