Author: Crystal
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Diapers – How to Save Money
There’s an argument to be had for both sides of the great diaper divide. For us, cloth diapers are a no brainer. In all the prior generations, my family never made the switch to disposables. Cloth was always the answer. It doesn’t make sense to use disposables, especially when the “affordable” ones can contain chemicals…
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Baby Welcome Boxes – Worth it or not?
Hey there, ever heard of Baby Welcome Boxes? As part of our family journey we will be covering various aspects of raising a child while establishing a cider orchard and working towards financial independence. Fiscal responsibility ideally comes before having children as financial security in baby’s first year of life greatly impacts their health and…
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September 2023 Net Worth
We’re halfway through No Spend September and it’s time to check in with our monthly net worth tracking! To date, this month we have spend $650 outside of rent ($1400) and have roughly 2 weeks left to the challenge. Assuming we keep up the same spending habits, which still included an outing to the mountains…
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Simple Budgeting Method
Budgeting is one of those things that we know we need to learn but facing the facts of our financial life can be intimidating. So many of us go through life ignoring this vital skill and hoping the next swipe of our card won’t be declined. What if I told you it didn’t have to…
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How to Save Big on Pillows
Pillows are a funny thing, they’re the least likely of suspects but can impact our finances and earning potential for better or worse. I know people that have spent $200 on a pillow they had to replace after one year and people who last replaced their $8 Walmart pillow three years ago. Heck, I know…