Author: Crystal
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Risk Tolerance
A measure of how much loss you’re willing and able to endure during a decline in the value of your assets. Risk Tolerance As with life, anything that puts your financial future at risk evokes an emotional and physical response. Things like an unexpected expense, late fees, income loss, identity theft, market crash, etc. are…
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New Horizons
Bienvenue! Some good news to share. Thanks to happenstance, we will be able to shave 2 years off our FI horizon. How? I was offered and accepted a job that increased our income by about 17k per year. 🎉 Going with the save more, spent less adage; that clocks us at achieving FI in about…
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Stuck in the Rat Race
Hey! Yes, we’re still alive. Got sucked into the day to day monotony of work, eat, sleep, repeat // sometimes not in that order. If you follow the posts on this blog you most likely know how it is or can relate. It’s so easy to slip into the state of just letting time pass…
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Financial Discipline
As a society, we’re often taught to accept ourselves; the good and the bad. We’re taught that money signifies status and that being a consumer is our main purpose for existence (or at least one of them). This is total BS. Accepting bad spending habits we learned from our parents, friends, and society is not…
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Decluttering Finances
Happy February! Time flies during these winter months where we’re held up at home, avoiding the bitter cold and bidding time until Spring. What better time than to get a head start on our finances for the year? Much like Marie Kondo’s decluttering method did for our homes, we can apply similar methods to our…