Tag: top tips
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No Spend Challenge
As mentioned in a previous post, we normally participate in No Spend November. This year however, we are participating in No Spend September. The beauty of the No Spend Challenge is it can be completely in any month. Think a month is too daunting? Easy, make it a No Spend week. Why the change? That…
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Why Achieving Financial Independence Isn’t Enough
Financial independence is a goal that many people strive for throughout their lives. They may not refer to it as that, but that’s what traditional retirement is. Putting our nose to the grindstone, working 40+ years to get the social security credits. All while hoping beyond all hope we saved enough to last us from…
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Emergency Savings: Why You Can’t Afford NOT to Have One
In the US, all it takes is one accident to completely wipe out one’s savings. Where insurance is not what it promises to be and medical bills can range into the millions, how does one protect themselves from financial ruin? The answer is often over complicated by those unwilling to do what it takes to…
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How to Write Checks (Cheques)
How to write checks (cheques) is now a lost but necessary skill to be successful in adulthood. Checks may be considered a relic from the past in today’s digital age, but they hold a significant place in modern society. Although the use of cash has dwindled, there are specific situations where relying on a checkbook…
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How to Save Money & Achieve Early Financial Independence
Living below one’s means is an essential component of achieving financial success and leaving the rat race behind. It means making conscious choices about how you spend your money and prioritizing your financial goals over immediate gratification. Learning how to save money is an important step to a financially healthy life. In this article, we…