Tag: personal finance

  • Net Worth in November 2023

    Net Worth in November 2023

    Our net worth in November 2023 saw a sharp increase thanks to a stop-measure to avoid government funding running out in October along with improved jobs and CPI reports. Besides market pressures on our portfolio, we also incurred additional savings on baby gear, utilities, and car repairs. Check out last month’s net worth or see…

  • Baby Welcome Boxes – Worth it or not?

    Baby Welcome Boxes – Worth it or not?

    Hey there, ever heard of Baby Welcome Boxes? As part of our family journey we will be covering various aspects of raising a child while establishing a cider orchard and working towards financial independence. Fiscal responsibility ideally comes before having children as financial security in baby’s first year of life greatly impacts their health and…

  • Simple Budgeting Method

    Simple Budgeting Method

    Budgeting is one of those things that we know we need to learn but facing the facts of our financial life can be intimidating. So many of us go through life ignoring this vital skill and hoping the next swipe of our card won’t be declined. What if I told you it didn’t have to…

  • Cost of Reproducing in the 21st Century

    Cost of Reproducing in the 21st Century

    Happy No Spend September! With the end of the quarter almost here, we wanted to give the promised infertility update. As we moved into June, we had finally given up and resigned ourselves to either a future without the family we’d planned the prior 11 years or figure out how to pay for IVF treatments.…

  • No Spend Challenge

    No Spend Challenge

    As mentioned in a previous post, we normally participate in No Spend November. This year however, we are participating in No Spend September. The beauty of the No Spend Challenge is it can be completely in any month. Think a month is too daunting? Easy, make it a No Spend week. Why the change? That…