Tag: budgeting
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Simple Budgeting Method
Budgeting is one of those things that we know we need to learn but facing the facts of our financial life can be intimidating. So many of us go through life ignoring this vital skill and hoping the next swipe of our card won’t be declined. What if I told you it didn’t have to…
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How to Save Big on Pillows
Pillows are a funny thing, they’re the least likely of suspects but can impact our finances and earning potential for better or worse. I know people that have spent $200 on a pillow they had to replace after one year and people who last replaced their $8 Walmart pillow three years ago. Heck, I know…
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Cost of Reproducing in the 21st Century
Happy No Spend September! With the end of the quarter almost here, we wanted to give the promised infertility update. As we moved into June, we had finally given up and resigned ourselves to either a future without the family we’d planned the prior 11 years or figure out how to pay for IVF treatments.…
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No Spend Challenge
As mentioned in a previous post, we normally participate in No Spend November. This year however, we are participating in No Spend September. The beauty of the No Spend Challenge is it can be completely in any month. Think a month is too daunting? Easy, make it a No Spend week. Why the change? That…
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Emergency Savings: Why You Can’t Afford NOT to Have One
In the US, all it takes is one accident to completely wipe out one’s savings. Where insurance is not what it promises to be and medical bills can range into the millions, how does one protect themselves from financial ruin? The answer is often over complicated by those unwilling to do what it takes to…